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Agile Computing Authors: Liz McMillan, Elizabeth White, Carmen Gonzalez, Pat Romanski, William Schmarzo

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First Data Enhances its Vision Payment Solution’s Global Capabilities with VisionPLUS® Flex

First Data Corporation, a global leader in electronic commerce and payment processing, today announced it has enhanced its existing VisionPLUS® payment solution with the complementary capabilities of VisionPLUS Flex, a comprehensive software solution available for delivery to financial institutions all over the world as a server-based appliance.

Financial institutions, of all sizes, that need a more flexible payment processing solution with a lower total cost of ownership and fast time to market, will benefit from the VisionPLUS Flex solution. In a single platform, the VisionPLUS Flex solution supports issuing and acquiring of credit, debit, prepaid, consumer and commercial cards for private label, American Express®, JCB, MasterCard® and Visa® global brands, as well as consumer loans. It also delivers an extensive range of payment services and value-added options such as multi-currency and multi-language capabilities, and allows financial institutions to easily configure the settings and options they desire within the product.

“We continue our commitment to delivering the industry standard in payment processing solutions to financial institutions of all size,” said John Elkins, president, First Data International Regions. “With the rapid changes in the payments industry, we believe solutions like VisionPLUS Flex, supported by our extensive global network and our partners around the world, will enable First Data to increase the rate of product innovation and better address the needs of our clients.”

The VisionPLUS Flex solution provides financial institutions with portfolios of up to 10 million accounts on file, a cost effective payment solution to help meet the increasing mandates to process portfolios in-country. In addition, by delivering the solution with a distributed, server-based model, financial institutions that have smaller portfolios, can enjoy the benefits of a lower total cost of ownership.

“We are seeing increased interest from financial service IT departments to deploy technologies that can reduce costs and add flexibility; the changing world of payments requires every card issuer to consider their infrastructure and how they will control costs, future growth and risk,” said Brian Riley, senior research analyst, CEB TowerGroup.

By deploying the VisionPLUS Flex solution as a server-based application, financial institutions can be up and running quickly and easily. Once purchased, financial institutions simply choose a VisionPLUS Flex configuration option and the capabilities they desire; the solution is then assembled with the appropriate hardware and software. To fully implement, the last step is a simple plug-in and installation verification by First Data.

The VisionPLUS Flex solution is supported by an international partner ecosystem that enables First Data to bring application support services and product innovation to VisionPLUS Flex through a certification process. First Data’s partner program keeps the VisionPLUS Flex solution relevant and flexible as the marketplace continues to evolve with new and updated technology and continued investment in the product.

Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction. More information about the company is available on FirstData.com as well as on Twitter, LinkedIn, Facebook and YouTube.

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