Welcome!

Agile Computing Authors: Pat Romanski, Elizabeth White, Yeshim Deniz, ManageEngine IT Matters, Liz McMillan

News Feed Item

MasterCard et ING lancent un essai de paiement EMV sur Internet

MasterCard et ING Group ont annoncé aujourd'hui un essai conjoint en cours aux Pays-Bas qui démontre une nouvelle méthode de paiement en ligne à l'aide de téléphones mobiles. L'essai étend la fonctionnalité de l'application Mobile MasterCard® PayPass™, qui est déjà utilisée pour prendre en charge des paiements sans contact au point de vente, afin de fournir une expérience de paiement hautement sécurisée et conviviale chez les commerçants en ligne. Grâce à l'élément sécurisé sur l'appareil mobile, un niveau comparable de sécurité est possible, qu'il s'agisse d'un achat en magasin ou en ligne.

La solution testée lors de l'essai prend en charge deux cas de figure : premièrement, les achats et paiements sur un téléphone où le consommateur est capable de sélectionner les marchandises qu'il souhaite acheter, de sélectionner sa méthode de paiement, de fournir ses informations d'expédition et de saisir son NIP pour authentifier la transaction. Un cryptogramme conforme à la norme EMV est fourni par le téléphone directement sur le portail de paiement du commerçant pour y être traité. Dans le deuxième cas de figure, le consommateur est capable de démarrer ses achats sur une ordinateur ou une tablette, puis d'accomplir l'étape de paiement sur son téléphone à l'aide d'un code QR sûr qui relie en toute sécurité l'application Mobile PayPass dans le téléphone de l'utilisateur au panier d'achat sur le site du commerçant en ligne.

Dans les deux cas, il est possible d'appliquer des coupons et bons d'achat en temps réel tandis que le consommateur fait des achats et des reçus électroniques sont présentés après la réussite du paiement. L'essai promet de fournir une expérience d'utilisateur similaire dans les mondes physique et virtuel et un niveau de sécurité comparable à une transaction EMV classique.

« Ce produit de paiement mobile innovant permet à ING d'offrir à nos clients une expérience d'achat en un seul clic. L'essai nous aide à découvrir le nouveau type de produits et technologies de paiements mobiles qui répond aux besoins de nos clients », a déclaré Mark Buitenhek, Responsable de la gestion des paiements et espèces à l'échelle internationale chez ING Group. « Notre collaboration avec MasterCard lors de cet essai correspond à notre stratégie de paiements internationaux pour introduire des produits de paiements standardisés et acceptés à l'échelle internationale qui offrent un haut niveau de sécurité et de praticité ».

L'industrie des paiements a commencé à voir un changement substantiel des achats en ligne depuis les ordinateurs traditionnels aux téléphones intelligents et tablettes. Selon la société d'étude de marché Gartner Inc., rien que dans l'espace mobile, les transactions de paiements à l'échelle international, qui s'élèvent à 172 milliards de $ cette année, sont prévues augmenter jusqu'à environ 600 milliards de $ d'ici à 2016. Les consommateurs continueront de faire leurs achats et de payer de la façon quelle qu'elle soit qui convient le mieux à leurs besoins et leur mode de vie – avec un simple appui, clic ou toucher du doigt – en magasin, en ligne ou sur un appareil mobile. Dans le même temps, les commerçants souhaitent se concentrer pour offrir la meilleure expérience possible aux consommateurs – quels que soient le lieu ou la méthode choisis par le consommateur pour effectuer ses achats.

« En tant que société leader dans la transformation mondiale de la technologie de paiement numérique, nous continuons à travailler avec des partenaires innovants comme ING pour développer et tester des solutions qui traitent et améliorent les méthodes par lesquelles les consommateurs peuvent payer pour des marchandises et des services – à la fois aujourd'hui et demain », a déclaré Jorn Lambert, Chef du groupe, paiements émergents, pour l'Europe chez MasterCard Worldwide. « Cet essai s'inspire de nos services de portefeuille PayPass récemment annoncés et de notre vision d'offre aux consommateurs et commerçants d'une expérience de paiements sûre et convergente en magasin, en ligne et sur un appareil mobile ».

L'essai, qui a démarré mi-octobre, se poursuivra jusqu'à la fin du premier trimestre de 2013.

À propos de MasterCard Worldwide

MasterCard (NYSE : MA), www.mastercard.com, est une société internationale de paiements et technologie. Elle exploite le réseau de traitement de paiements le plus rapide au monde, reliant les consommateurs, les institutions financières, les commerçants, les gouvernements et les entreprises dans plus de 210 pays et territoires. Les produits et solutions de MasterCard facilitent les activités commerciales au quotidien – comme les achats, les voyages, la conduite d'une entreprise et la gestion des finances – et les rendent plus sûres et plus efficaces pour tout le monde. Suivez-nous sur Twitter @MasterCardNews, joignez-vous à la discussion sur le blogue Cashless Conversations Blog et abonnez-vous pour recevoir les dernières nouvelles.

À propos d'ING Group

ING est une institution financière internationale d'origine néerlandaise, qui offre des services bancaires, d'investissements, d'assurance vie et de retraite pour répondre aux besoins d'une vaste base de clients. Désormais, nous nous concentrerons sur notre position de banque de détail, directe et commerciale, tout en créant une base optimale pour un avenir indépendant de nos activités de gestion d'assurance et d'investissement

Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

More Stories By Business Wire

Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

@ThingsExpo Stories
The current age of digital transformation means that IT organizations must adapt their toolset to cover all digital experiences, beyond just the end users’. Today’s businesses can no longer focus solely on the digital interactions they manage with employees or customers; they must now contend with non-traditional factors. Whether it's the power of brand to make or break a company, the need to monitor across all locations 24/7, or the ability to proactively resolve issues, companies must adapt to...
The current age of digital transformation means that IT organizations must adapt their toolset to cover all digital experiences, beyond just the end users’. Today’s businesses can no longer focus solely on the digital interactions they manage with employees or customers; they must now contend with non-traditional factors. Whether it's the power of brand to make or break a company, the need to monitor across all locations 24/7, or the ability to proactively resolve issues, companies must adapt to...
Artificial intelligence, machine learning, neural networks. We’re in the midst of a wave of excitement around AI such as hasn’t been seen for a few decades. But those previous periods of inflated expectations led to troughs of disappointment. Will this time be different? Most likely. Applications of AI such as predictive analytics are already decreasing costs and improving reliability of industrial machinery. Furthermore, the funding and research going into AI now comes from a wide range of com...
In this presentation, Striim CTO and founder Steve Wilkes will discuss practical strategies for counteracting fraud and cyberattacks by leveraging real-time streaming analytics. In his session at @ThingsExpo, Steve Wilkes, Founder and Chief Technology Officer at Striim, will provide a detailed look into leveraging streaming data management to correlate events in real time, and identify potential breaches across IoT and non-IoT systems throughout the enterprise. Strategies for processing massive ...
SYS-CON Events announced today that GrapeUp, the leading provider of rapid product development at the speed of business, will exhibit at SYS-CON's 21st International Cloud Expo®, which will take place October 31-November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Grape Up is a software company, specialized in cloud native application development and professional services related to Cloud Foundry PaaS. With five expert teams that operate in various sectors of the market acr...
Internet of @ThingsExpo, taking place October 31 - November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 21st Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devic...
SYS-CON Events announced today that Ayehu will exhibit at SYS-CON's 21st International Cloud Expo®, which will take place on October 31 - November 2, 2017 at the Santa Clara Convention Center in Santa Clara California. Ayehu provides IT Process Automation & Orchestration solutions for IT and Security professionals to identify and resolve critical incidents and enable rapid containment, eradication, and recovery from cyber security breaches. Ayehu provides customers greater control over IT infras...
SYS-CON Events announced today that MobiDev, a client-oriented software development company, will exhibit at SYS-CON's 21st International Cloud Expo®, which will take place October 31-November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. MobiDev is a software company that develops and delivers turn-key mobile apps, websites, web services, and complex software systems for startups and enterprises. Since 2009 it has grown from a small group of passionate engineers and business...
SYS-CON Events announced today that Cloud Academy named "Bronze Sponsor" of 21st International Cloud Expo which will take place October 31 - November 2, 2017 at the Santa Clara Convention Center in Santa Clara, CA. Cloud Academy is the industry’s most innovative, vendor-neutral cloud technology training platform. Cloud Academy provides continuous learning solutions for individuals and enterprise teams for Amazon Web Services, Microsoft Azure, Google Cloud Platform, and the most popular cloud com...
SYS-CON Events announced today that CA Technologies has been named "Platinum Sponsor" of SYS-CON's 21st International Cloud Expo®, which will take place October 31-November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. CA Technologies helps customers succeed in a future where every business - from apparel to energy - is being rewritten by software. From planning to development to management to security, CA creates software that fuels transformation for companies in the applic...
SYS-CON Events announced today that IBM has been named “Diamond Sponsor” of SYS-CON's 21st Cloud Expo, which will take place on October 31 through November 2nd 2017 at the Santa Clara Convention Center in Santa Clara, California.
We build IoT infrastructure products - when you have to integrate different devices, different systems and cloud you have to build an application to do that but we eliminate the need to build an application. Our products can integrate any device, any system, any cloud regardless of protocol," explained Peter Jung, Chief Product Officer at Pulzze Systems, in this SYS-CON.tv interview at @ThingsExpo, held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA
Amazon started as an online bookseller 20 years ago. Since then, it has evolved into a technology juggernaut that has disrupted multiple markets and industries and touches many aspects of our lives. It is a relentless technology and business model innovator driving disruption throughout numerous ecosystems. Amazon’s AWS revenues alone are approaching $16B a year making it one of the largest IT companies in the world. With dominant offerings in Cloud, IoT, eCommerce, Big Data, AI, Digital Assista...
SYS-CON Events announced today that Enzu will exhibit at SYS-CON's 21st Int\ernational Cloud Expo®, which will take place October 31-November 2, 2017, at the Santa Clara Convention Center in Santa Clara, CA. Enzu’s mission is to be the leading provider of enterprise cloud solutions worldwide. Enzu enables online businesses to use its IT infrastructure to their competitive advantage. By offering a suite of proven hosting and management services, Enzu wants companies to focus on the core of their ...
Multiple data types are pouring into IoT deployments. Data is coming in small packages as well as enormous files and data streams of many sizes. Widespread use of mobile devices adds to the total. In this power panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, panelists looked at the tools and environments that are being put to use in IoT deployments, as well as the team skills a modern enterprise IT shop needs to keep things running, get a handle on all this data, and deliver...
In his session at @ThingsExpo, Eric Lachapelle, CEO of the Professional Evaluation and Certification Board (PECB), provided an overview of various initiatives to certify the security of connected devices and future trends in ensuring public trust of IoT. Eric Lachapelle is the Chief Executive Officer of the Professional Evaluation and Certification Board (PECB), an international certification body. His role is to help companies and individuals to achieve professional, accredited and worldwide re...
IoT solutions exploit operational data generated by Internet-connected smart “things” for the purpose of gaining operational insight and producing “better outcomes” (for example, create new business models, eliminate unscheduled maintenance, etc.). The explosive proliferation of IoT solutions will result in an exponential growth in the volume of IoT data, precipitating significant Information Governance issues: who owns the IoT data, what are the rights/duties of IoT solutions adopters towards t...
With the introduction of IoT and Smart Living in every aspect of our lives, one question has become relevant: What are the security implications? To answer this, first we have to look and explore the security models of the technologies that IoT is founded upon. In his session at @ThingsExpo, Nevi Kaja, a Research Engineer at Ford Motor Company, discussed some of the security challenges of the IoT infrastructure and related how these aspects impact Smart Living. The material was delivered interac...
With major technology companies and startups seriously embracing Cloud strategies, now is the perfect time to attend 21st Cloud Expo October 31 - November 2, 2017, at the Santa Clara Convention Center, CA, and June 12-14, 2018, at the Javits Center in New York City, NY, and learn what is going on, contribute to the discussions, and ensure that your enterprise is on the right path to Digital Transformation.
No hype cycles or predictions of zillions of things here. IoT is big. You get it. You know your business and have great ideas for a business transformation strategy. What comes next? Time to make it happen. In his session at @ThingsExpo, Jay Mason, Associate Partner at M&S Consulting, presented a step-by-step plan to develop your technology implementation strategy. He discussed the evaluation of communication standards and IoT messaging protocols, data analytics considerations, edge-to-cloud tec...