Welcome!

Web 2.0 Authors: Greg Ness, Yeshim Deniz, Pat Romanski, Carmen Gonzalez, Jason Bloomberg

News Feed Item

MasterCard et ING lancent un essai de paiement EMV sur Internet

MasterCard et ING Group ont annoncé aujourd'hui un essai conjoint en cours aux Pays-Bas qui démontre une nouvelle méthode de paiement en ligne à l'aide de téléphones mobiles. L'essai étend la fonctionnalité de l'application Mobile MasterCard® PayPass™, qui est déjà utilisée pour prendre en charge des paiements sans contact au point de vente, afin de fournir une expérience de paiement hautement sécurisée et conviviale chez les commerçants en ligne. Grâce à l'élément sécurisé sur l'appareil mobile, un niveau comparable de sécurité est possible, qu'il s'agisse d'un achat en magasin ou en ligne.

La solution testée lors de l'essai prend en charge deux cas de figure : premièrement, les achats et paiements sur un téléphone où le consommateur est capable de sélectionner les marchandises qu'il souhaite acheter, de sélectionner sa méthode de paiement, de fournir ses informations d'expédition et de saisir son NIP pour authentifier la transaction. Un cryptogramme conforme à la norme EMV est fourni par le téléphone directement sur le portail de paiement du commerçant pour y être traité. Dans le deuxième cas de figure, le consommateur est capable de démarrer ses achats sur une ordinateur ou une tablette, puis d'accomplir l'étape de paiement sur son téléphone à l'aide d'un code QR sûr qui relie en toute sécurité l'application Mobile PayPass dans le téléphone de l'utilisateur au panier d'achat sur le site du commerçant en ligne.

Dans les deux cas, il est possible d'appliquer des coupons et bons d'achat en temps réel tandis que le consommateur fait des achats et des reçus électroniques sont présentés après la réussite du paiement. L'essai promet de fournir une expérience d'utilisateur similaire dans les mondes physique et virtuel et un niveau de sécurité comparable à une transaction EMV classique.

« Ce produit de paiement mobile innovant permet à ING d'offrir à nos clients une expérience d'achat en un seul clic. L'essai nous aide à découvrir le nouveau type de produits et technologies de paiements mobiles qui répond aux besoins de nos clients », a déclaré Mark Buitenhek, Responsable de la gestion des paiements et espèces à l'échelle internationale chez ING Group. « Notre collaboration avec MasterCard lors de cet essai correspond à notre stratégie de paiements internationaux pour introduire des produits de paiements standardisés et acceptés à l'échelle internationale qui offrent un haut niveau de sécurité et de praticité ».

L'industrie des paiements a commencé à voir un changement substantiel des achats en ligne depuis les ordinateurs traditionnels aux téléphones intelligents et tablettes. Selon la société d'étude de marché Gartner Inc., rien que dans l'espace mobile, les transactions de paiements à l'échelle international, qui s'élèvent à 172 milliards de $ cette année, sont prévues augmenter jusqu'à environ 600 milliards de $ d'ici à 2016. Les consommateurs continueront de faire leurs achats et de payer de la façon quelle qu'elle soit qui convient le mieux à leurs besoins et leur mode de vie – avec un simple appui, clic ou toucher du doigt – en magasin, en ligne ou sur un appareil mobile. Dans le même temps, les commerçants souhaitent se concentrer pour offrir la meilleure expérience possible aux consommateurs – quels que soient le lieu ou la méthode choisis par le consommateur pour effectuer ses achats.

« En tant que société leader dans la transformation mondiale de la technologie de paiement numérique, nous continuons à travailler avec des partenaires innovants comme ING pour développer et tester des solutions qui traitent et améliorent les méthodes par lesquelles les consommateurs peuvent payer pour des marchandises et des services – à la fois aujourd'hui et demain », a déclaré Jorn Lambert, Chef du groupe, paiements émergents, pour l'Europe chez MasterCard Worldwide. « Cet essai s'inspire de nos services de portefeuille PayPass récemment annoncés et de notre vision d'offre aux consommateurs et commerçants d'une expérience de paiements sûre et convergente en magasin, en ligne et sur un appareil mobile ».

L'essai, qui a démarré mi-octobre, se poursuivra jusqu'à la fin du premier trimestre de 2013.

À propos de MasterCard Worldwide

MasterCard (NYSE : MA), www.mastercard.com, est une société internationale de paiements et technologie. Elle exploite le réseau de traitement de paiements le plus rapide au monde, reliant les consommateurs, les institutions financières, les commerçants, les gouvernements et les entreprises dans plus de 210 pays et territoires. Les produits et solutions de MasterCard facilitent les activités commerciales au quotidien – comme les achats, les voyages, la conduite d'une entreprise et la gestion des finances – et les rendent plus sûres et plus efficaces pour tout le monde. Suivez-nous sur Twitter @MasterCardNews, joignez-vous à la discussion sur le blogue Cashless Conversations Blog et abonnez-vous pour recevoir les dernières nouvelles.

À propos d'ING Group

ING est une institution financière internationale d'origine néerlandaise, qui offre des services bancaires, d'investissements, d'assurance vie et de retraite pour répondre aux besoins d'une vaste base de clients. Désormais, nous nous concentrerons sur notre position de banque de détail, directe et commerciale, tout en créant une base optimale pour un avenir indépendant de nos activités de gestion d'assurance et d'investissement

Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

More Stories By Business Wire

Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

@ThingsExpo Stories
The definition of IoT is not new, in fact it’s been around for over a decade. What has changed is the public's awareness that the technology we use on a daily basis has caught up on the vision of an always on, always connected world. If you look into the details of what comprises the IoT, you’ll see that it includes everything from cloud computing, Big Data analytics, “Things,” Web communication, applications, network, storage, etc. It is essentially including everything connected online from hardware to software, or as we like to say, it’s an Internet of many different things. The difference ...

ARMONK, N.Y., Nov. 20, 2014 /PRNewswire/ --  IBM (NYSE: IBM) today announced that it is bringing a greater level of control, security and flexibility to cloud-based application development and delivery with a single-tenant version of Bluemix, IBM's platform-as-a-service. The new platform enables developers to build ap...

Cloud Expo 2014 TV commercials will feature @ThingsExpo, which was launched in June, 2014 at New York City's Javits Center as the largest 'Internet of Things' event in the world.
An entirely new security model is needed for the Internet of Things, or is it? Can we save some old and tested controls for this new and different environment? In his session at @ThingsExpo, New York's at the Javits Center, Davi Ottenheimer, EMC Senior Director of Trust, reviewed hands-on lessons with IoT devices and reveal a new risk balance you might not expect. Davi Ottenheimer, EMC Senior Director of Trust, has more than nineteen years' experience managing global security operations and assessments, including a decade of leading incident response and digital forensics. He is co-author of t...
The major cloud platforms defy a simple, side-by-side analysis. Each of the major IaaS public-cloud platforms offers their own unique strengths and functionality. Options for on-site private cloud are diverse as well, and must be designed and deployed while taking existing legacy architecture and infrastructure into account. Then the reality is that most enterprises are embarking on a hybrid cloud strategy and programs. In this Power Panel at 15th Cloud Expo (http://www.CloudComputingExpo.com), moderated by Ashar Baig, Research Director, Cloud, at Gigaom Research, Nate Gordon, Director of T...
Explosive growth in connected devices. Enormous amounts of data for collection and analysis. Critical use of data for split-second decision making and actionable information. All three are factors in making the Internet of Things a reality. Yet, any one factor would have an IT organization pondering its infrastructure strategy. How should your organization enhance its IT framework to enable an Internet of Things implementation? In his session at Internet of @ThingsExpo, James Kirkland, Chief Architect for the Internet of Things and Intelligent Systems at Red Hat, described how to revolutioniz...
Technology is enabling a new approach to collecting and using data. This approach, commonly referred to as the "Internet of Things" (IoT), enables businesses to use real-time data from all sorts of things including machines, devices and sensors to make better decisions, improve customer service, and lower the risk in the creation of new revenue opportunities. In his General Session at Internet of @ThingsExpo, Dave Wagstaff, Vice President and Chief Architect at BSQUARE Corporation, discuss the real benefits to focus on, how to understand the requirements of a successful solution, the flow of ...
The security devil is always in the details of the attack: the ones you've endured, the ones you prepare yourself to fend off, and the ones that, you fear, will catch you completely unaware and defenseless. The Internet of Things (IoT) is nothing if not an endless proliferation of details. It's the vision of a world in which continuous Internet connectivity and addressability is embedded into a growing range of human artifacts, into the natural world, and even into our smartphones, appliances, and physical persons. In the IoT vision, every new "thing" - sensor, actuator, data source, data con...
"BSQUARE is in the business of selling software solutions for smart connected devices. It's obvious that IoT has moved from being a technology to being a fundamental part of business, and in the last 18 months people have said let's figure out how to do it and let's put some focus on it, " explained Dave Wagstaff, VP & Chief Architect, at BSQUARE Corporation, in this SYS-CON.tv interview at @ThingsExpo, held Nov 4-6, 2014, at the Santa Clara Convention Center in Santa Clara, CA.
Focused on this fast-growing market’s needs, Vitesse Semiconductor Corporation (Nasdaq: VTSS), a leading provider of IC solutions to advance "Ethernet Everywhere" in Carrier, Enterprise and Internet of Things (IoT) networks, introduced its IStaX™ software (VSC6815SDK), a robust protocol stack to simplify deployment and management of Industrial-IoT network applications such as Industrial Ethernet switching, surveillance, video distribution, LCD signage, intelligent sensors, and metering equipment. Leveraging technologies proven in the Carrier and Enterprise markets, IStaX is designed to work ac...
"There is a natural synchronization between the business models, the IoT is there to support ,” explained Brendan O'Brien, Co-founder and Chief Architect of Aria Systems, in this SYS-CON.tv interview at the 15th International Cloud Expo®, held Nov 4–6, 2014, at the Santa Clara Convention Center in Santa Clara, CA.
C-Labs LLC, a leading provider of remote and mobile access for the Internet of Things (IoT), announced the appointment of John Traynor to the position of chief operating officer. Previously a strategic advisor to the firm, Mr. Traynor will now oversee sales, marketing, finance, and operations. Mr. Traynor is based out of the C-Labs office in Redmond, Washington. He reports to Chris Muench, Chief Executive Officer. Mr. Traynor brings valuable business leadership and technology industry expertise to C-Labs. With over 30 years' experience in the high-tech sector, John Traynor has held numerous...
Bit6 today issued a challenge to the technology community implementing Web Real Time Communication (WebRTC). To leap beyond WebRTC’s significant limitations and fully leverage its underlying value to accelerate innovation, application developers need to consider the entire communications ecosystem.
The 3rd International @ThingsExpo, co-located with the 16th International Cloud Expo - to be held June 9-11, 2015, at the Javits Center in New York City, NY - announces that it is now accepting Keynote Proposals. The Internet of Things (IoT) is the most profound change in personal and enterprise IT since the creation of the Worldwide Web more than 20 years ago. All major researchers estimate there will be tens of billions devices - computers, smartphones, tablets, and sensors - connected to the Internet by 2020. This number will continue to grow at a rapid pace for the next several decades.
The Internet of Things is not new. Historically, smart businesses have used its basic concept of leveraging data to drive better decision making and have capitalized on those insights to realize additional revenue opportunities. So, what has changed to make the Internet of Things one of the hottest topics in tech? In his session at @ThingsExpo, Chris Gray, Director, Embedded and Internet of Things, discussed the underlying factors that are driving the economics of intelligent systems. Discover how hardware commoditization, the ubiquitous nature of connectivity, and the emergence of Big Data a...
Almost everyone sees the potential of Internet of Things but how can businesses truly unlock that potential. The key will be in the ability to discover business insight in the midst of an ocean of Big Data generated from billions of embedded devices via Systems of Discover. Businesses will also need to ensure that they can sustain that insight by leveraging the cloud for global reach, scale and elasticity.
SYS-CON Events announced today that Windstream, a leading provider of advanced network and cloud communications, has been named “Silver Sponsor” of SYS-CON's 16th International Cloud Expo®, which will take place on June 9–11, 2015, at the Javits Center in New York, NY. Windstream (Nasdaq: WIN), a FORTUNE 500 and S&P 500 company, is a leading provider of advanced network communications, including cloud computing and managed services, to businesses nationwide. The company also offers broadband, phone and digital TV services to consumers primarily in rural areas.
SYS-CON Events announced today that IDenticard will exhibit at SYS-CON's 16th International Cloud Expo®, which will take place on June 9-11, 2015, at the Javits Center in New York City, NY. IDenticard™ is the security division of Brady Corp (NYSE: BRC), a $1.5 billion manufacturer of identification products. We have small-company values with the strength and stability of a major corporation. IDenticard offers local sales, support and service to our customers across the United States and Canada. Our partner network encompasses some 300 of the world's leading systems integrators and security s...
IoT is still a vague buzzword for many people. In his session at @ThingsExpo, Mike Kavis, Vice President & Principal Cloud Architect at Cloud Technology Partners, discussed the business value of IoT that goes far beyond the general public's perception that IoT is all about wearables and home consumer services. He also discussed how IoT is perceived by investors and how venture capitalist access this space. Other topics discussed were barriers to success, what is new, what is old, and what the future may hold. Mike Kavis is Vice President & Principal Cloud Architect at Cloud Technology Pa...
Cloud Expo 2014 TV commercials will feature @ThingsExpo, which was launched in June, 2014 at New York City's Javits Center as the largest 'Internet of Things' event in the world. The next @ThingsExpo will take place November 4-6, 2014, at the Santa Clara Convention Center, in Santa Clara, California. Since its launch in 2008, Cloud Expo TV commercials have been aired and CNBC, Fox News Network, and Bloomberg TV. Please enjoy our 2014 commercial.