Click here to close now.

Welcome!

Web 2.0 Authors: Plutora Blog, Klaus Enzenhofer, Trevor Parsons, Carmen Gonzalez, Cloud Best Practices Network

News Feed Item

MasterCard et ING lancent un essai de paiement EMV sur Internet

MasterCard et ING Group ont annoncé aujourd'hui un essai conjoint en cours aux Pays-Bas qui démontre une nouvelle méthode de paiement en ligne à l'aide de téléphones mobiles. L'essai étend la fonctionnalité de l'application Mobile MasterCard® PayPass™, qui est déjà utilisée pour prendre en charge des paiements sans contact au point de vente, afin de fournir une expérience de paiement hautement sécurisée et conviviale chez les commerçants en ligne. Grâce à l'élément sécurisé sur l'appareil mobile, un niveau comparable de sécurité est possible, qu'il s'agisse d'un achat en magasin ou en ligne.

La solution testée lors de l'essai prend en charge deux cas de figure : premièrement, les achats et paiements sur un téléphone où le consommateur est capable de sélectionner les marchandises qu'il souhaite acheter, de sélectionner sa méthode de paiement, de fournir ses informations d'expédition et de saisir son NIP pour authentifier la transaction. Un cryptogramme conforme à la norme EMV est fourni par le téléphone directement sur le portail de paiement du commerçant pour y être traité. Dans le deuxième cas de figure, le consommateur est capable de démarrer ses achats sur une ordinateur ou une tablette, puis d'accomplir l'étape de paiement sur son téléphone à l'aide d'un code QR sûr qui relie en toute sécurité l'application Mobile PayPass dans le téléphone de l'utilisateur au panier d'achat sur le site du commerçant en ligne.

Dans les deux cas, il est possible d'appliquer des coupons et bons d'achat en temps réel tandis que le consommateur fait des achats et des reçus électroniques sont présentés après la réussite du paiement. L'essai promet de fournir une expérience d'utilisateur similaire dans les mondes physique et virtuel et un niveau de sécurité comparable à une transaction EMV classique.

« Ce produit de paiement mobile innovant permet à ING d'offrir à nos clients une expérience d'achat en un seul clic. L'essai nous aide à découvrir le nouveau type de produits et technologies de paiements mobiles qui répond aux besoins de nos clients », a déclaré Mark Buitenhek, Responsable de la gestion des paiements et espèces à l'échelle internationale chez ING Group. « Notre collaboration avec MasterCard lors de cet essai correspond à notre stratégie de paiements internationaux pour introduire des produits de paiements standardisés et acceptés à l'échelle internationale qui offrent un haut niveau de sécurité et de praticité ».

L'industrie des paiements a commencé à voir un changement substantiel des achats en ligne depuis les ordinateurs traditionnels aux téléphones intelligents et tablettes. Selon la société d'étude de marché Gartner Inc., rien que dans l'espace mobile, les transactions de paiements à l'échelle international, qui s'élèvent à 172 milliards de $ cette année, sont prévues augmenter jusqu'à environ 600 milliards de $ d'ici à 2016. Les consommateurs continueront de faire leurs achats et de payer de la façon quelle qu'elle soit qui convient le mieux à leurs besoins et leur mode de vie – avec un simple appui, clic ou toucher du doigt – en magasin, en ligne ou sur un appareil mobile. Dans le même temps, les commerçants souhaitent se concentrer pour offrir la meilleure expérience possible aux consommateurs – quels que soient le lieu ou la méthode choisis par le consommateur pour effectuer ses achats.

« En tant que société leader dans la transformation mondiale de la technologie de paiement numérique, nous continuons à travailler avec des partenaires innovants comme ING pour développer et tester des solutions qui traitent et améliorent les méthodes par lesquelles les consommateurs peuvent payer pour des marchandises et des services – à la fois aujourd'hui et demain », a déclaré Jorn Lambert, Chef du groupe, paiements émergents, pour l'Europe chez MasterCard Worldwide. « Cet essai s'inspire de nos services de portefeuille PayPass récemment annoncés et de notre vision d'offre aux consommateurs et commerçants d'une expérience de paiements sûre et convergente en magasin, en ligne et sur un appareil mobile ».

L'essai, qui a démarré mi-octobre, se poursuivra jusqu'à la fin du premier trimestre de 2013.

À propos de MasterCard Worldwide

MasterCard (NYSE : MA), www.mastercard.com, est une société internationale de paiements et technologie. Elle exploite le réseau de traitement de paiements le plus rapide au monde, reliant les consommateurs, les institutions financières, les commerçants, les gouvernements et les entreprises dans plus de 210 pays et territoires. Les produits et solutions de MasterCard facilitent les activités commerciales au quotidien – comme les achats, les voyages, la conduite d'une entreprise et la gestion des finances – et les rendent plus sûres et plus efficaces pour tout le monde. Suivez-nous sur Twitter @MasterCardNews, joignez-vous à la discussion sur le blogue Cashless Conversations Blog et abonnez-vous pour recevoir les dernières nouvelles.

À propos d'ING Group

ING est une institution financière internationale d'origine néerlandaise, qui offre des services bancaires, d'investissements, d'assurance vie et de retraite pour répondre aux besoins d'une vaste base de clients. Désormais, nous nous concentrerons sur notre position de banque de détail, directe et commerciale, tout en créant une base optimale pour un avenir indépendant de nos activités de gestion d'assurance et d'investissement

Le texte du communiqué issu d’une traduction ne doit d’aucune manière être considéré comme officiel. La seule version du communiqué qui fasse foi est celle du communiqué dans sa langue d’origine. La traduction devra toujours être confrontée au texte source, qui fera jurisprudence.

More Stories By Business Wire

Copyright © 2009 Business Wire. All rights reserved. Republication or redistribution of Business Wire content is expressly prohibited without the prior written consent of Business Wire. Business Wire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

@ThingsExpo Stories
As organizations shift toward IT-as-a-service models, the need for managing and protecting data residing across physical, virtual, and now cloud environments grows with it. CommVault can ensure protection &E-Discovery of your data – whether in a private cloud, a Service Provider delivered public cloud, or a hybrid cloud environment – across the heterogeneous enterprise. In his session at 16th Cloud Expo, Randy De Meno, Chief Technologist - Windows Products and Microsoft Partnerships, will discuss how to cut costs, scale easily, and unleash insight with CommVault Simpana software, the only si...
Hadoop as a Service (as offered by handful of niche vendors now) is a cloud computing solution that makes medium and large-scale data processing accessible, easy, fast and inexpensive. In his session at Big Data Expo, Kumar Ramamurthy, Vice President and Chief Technologist, EIM & Big Data, at Virtusa, will discuss how this is achieved by eliminating the operational challenges of running Hadoop, so one can focus on business growth. The fragmented Hadoop distribution world and various PaaS solutions that provide a Hadoop flavor either make choices for customers very flexible in the name of opti...
Cloud data governance was previously an avoided function when cloud deployments were relatively small. With the rapid adoption in public cloud – both rogue and sanctioned, it’s not uncommon to find regulated data dumped into public cloud and unprotected. This is why enterprises and cloud providers alike need to embrace a cloud data governance function and map policies, processes and technology controls accordingly. In her session at 15th Cloud Expo, Evelyn de Souza, Data Privacy and Compliance Strategy Leader at Cisco Systems, will focus on how to set up a cloud data governance program and s...
The Workspace-as-a-Service (WaaS) market will grow to $6.4B by 2018. In his session at 16th Cloud Expo, Seth Bostock, CEO of IndependenceIT, will begin by walking the audience through the evolution of Workspace as-a-Service, where it is now vs. where it going. To look beyond the desktop we must understand exactly what WaaS is, who the users are, and where it is going in the future. IT departments, ISVs and service providers must look to workflow and automation capabilities to adapt to growing demand and the rapidly changing workspace model.
Containers and microservices have become topics of intense interest throughout the cloud developer and enterprise IT communities. Accordingly, attendees at the upcoming 16th Cloud Expo at the Javits Center in New York June 9-11 will find fresh new content in a new track called PaaS | Containers & Microservices Containers are not being considered for the first time by the cloud community, but a current era of re-consideration has pushed them to the top of the cloud agenda. With the launch of Docker's initial release in March of 2013, interest was revved up several notches. Then late last...
Roberto Medrano, Executive Vice President at SOA Software, had reached 30,000 page views on his home page - http://RobertoMedrano.SYS-CON.com/ - on the SYS-CON family of online magazines, which includes Cloud Computing Journal, Internet of Things Journal, Big Data Journal, and SOA World Magazine. He is a recognized executive in the information technology fields of SOA, internet security, governance, and compliance. He has extensive experience with both start-ups and large companies, having been involved at the beginning of four IT industries: EDA, Open Systems, Computer Security and now SOA.
HP and Aruba Networks on Monday announced a definitive agreement for HP to acquire Aruba, a provider of next-generation network access solutions for the mobile enterprise, for $24.67 per share in cash. The equity value of the transaction is approximately $3.0 billion, and net of cash and debt approximately $2.7 billion. Both companies' boards of directors have approved the deal. "Enterprises are facing a mobile-first world and are looking for solutions that help them transition legacy investments to the new style of IT," said Meg Whitman, Chairman, President and Chief Executive Officer of HP...
The industrial software market has treated data with the mentality of “collect everything now, worry about how to use it later.” We now find ourselves buried in data, with the pervasive connectivity of the (Industrial) Internet of Things only piling on more numbers. There’s too much data and not enough information. In his session at @ThingsExpo, Bob Gates, Global Marketing Director, GE’s Intelligent Platforms business, to discuss how realizing the power of IoT, software developers are now focused on understanding how industrial data can create intelligence for industrial operations. Imagine ...
Operational Hadoop and the Lambda Architecture for Streaming Data Apache Hadoop is emerging as a distributed platform for handling large and fast incoming streams of data. Predictive maintenance, supply chain optimization, and Internet-of-Things analysis are examples where Hadoop provides the scalable storage, processing, and analytics platform to gain meaningful insights from granular data that is typically only valuable from a large-scale, aggregate view. One architecture useful for capturing and analyzing streaming data is the Lambda Architecture, representing a model of how to analyze rea...
SYS-CON Events announced today that Vitria Technology, Inc. will exhibit at SYS-CON’s @ThingsExpo, which will take place on June 9-11, 2015, at the Javits Center in New York City, NY. Vitria will showcase the company’s new IoT Analytics Platform through live demonstrations at booth #330. Vitria’s IoT Analytics Platform, fully integrated and powered by an operational intelligence engine, enables customers to rapidly build and operationalize advanced analytics to deliver timely business outcomes for use cases across the industrial, enterprise, and consumer segments.
The explosion of connected devices / sensors is creating an ever-expanding set of new and valuable data. In parallel the emerging capability of Big Data technologies to store, access, analyze, and react to this data is producing changes in business models under the umbrella of the Internet of Things (IoT). In particular within the Insurance industry, IoT appears positioned to enable deep changes by altering relationships between insurers, distributors, and the insured. In his session at @ThingsExpo, Michael Sick, a Senior Manager and Big Data Architect within Ernst and Young's Financial Servi...
SYS-CON Events announced today that Open Data Centers (ODC), a carrier-neutral colocation provider, will exhibit at SYS-CON's 16th International Cloud Expo®, which will take place June 9-11, 2015, at the Javits Center in New York City, NY. Open Data Centers is a carrier-neutral data center operator in New Jersey and New York City offering alternative connectivity options for carriers, service providers and enterprise customers.
The explosion of connected devices / sensors is creating an ever-expanding set of new and valuable data. In parallel the emerging capability of Big Data technologies to store, access, analyze, and react to this data is producing changes in business models under the umbrella of the Internet of Things (IoT). In particular within the Insurance industry, IoT appears positioned to enable deep changes by altering relationships between insurers, distributors, and the insured. In his session at @ThingsExpo, Michael Sick, a Senior Manager and Big Data Architect within Ernst and Young's Financial Servi...
PubNub on Monday has announced that it is partnering with IBM to bring its sophisticated real-time data streaming and messaging capabilities to Bluemix, IBM’s cloud development platform. “Today’s app and connected devices require an always-on connection, but building a secure, scalable solution from the ground up is time consuming, resource intensive, and error-prone,” said Todd Greene, CEO of PubNub. “PubNub enables web, mobile and IoT developers building apps on IBM Bluemix to quickly add scalable realtime functionality with minimal effort and cost.”
Sensor-enabled things are becoming more commonplace, precursors to a larger and more complex framework that most consider the ultimate promise of the IoT: things connecting, interacting, sharing, storing, and over time perhaps learning and predicting based on habits, behaviors, location, preferences, purchases and more. In his session at @ThingsExpo, Tom Wesselman, Director of Communications Ecosystem Architecture at Plantronics, will examine the still nascent IoT as it is coalescing, including what it is today, what it might ultimately be, the role of wearable tech, and technology gaps stil...
With several hundred implementations of IoT-enabled solutions in the past 12 months alone, this session will focus on experience over the art of the possible. Many can only imagine the most advanced telematics platform ever deployed, supporting millions of customers, producing tens of thousands events or GBs per trip, and hundreds of TBs per month. With the ability to support a billion sensor events per second, over 30PB of warm data for analytics, and hundreds of PBs for an data analytics archive, in his session at @ThingsExpo, Jim Kaskade, Vice President and General Manager, Big Data & Ana...
In the consumer IoT, everything is new, and the IT world of bits and bytes holds sway. But industrial and commercial realms encompass operational technology (OT) that has been around for 25 or 50 years. This grittier, pre-IP, more hands-on world has much to gain from Industrial IoT (IIoT) applications and principles. But adding sensors and wireless connectivity won’t work in environments that demand unwavering reliability and performance. In his session at @ThingsExpo, Ron Sege, CEO of Echelon, will discuss how as enterprise IT embraces other IoT-related technology trends, enterprises with i...
When it comes to the Internet of Things, hooking up will get you only so far. If you want customers to commit, you need to go beyond simply connecting products. You need to use the devices themselves to transform how you engage with every customer and how you manage the entire product lifecycle. In his session at @ThingsExpo, Sean Lorenz, Technical Product Manager for Xively at LogMeIn, will show how “product relationship management” can help you leverage your connected devices and the data they generate about customer usage and product performance to deliver extremely compelling and reliabl...
The Internet of Things (IoT) is causing data centers to become radically decentralized and atomized within a new paradigm known as “fog computing.” To support IoT applications, such as connected cars and smart grids, data centers' core functions will be decentralized out to the network's edges and endpoints (aka “fogs”). As this trend takes hold, Big Data analytics platforms will focus on high-volume log analysis (aka “logs”) and rely heavily on cognitive-computing algorithms (aka “cogs”) to make sense of it all.
One of the biggest impacts of the Internet of Things is and will continue to be on data; specifically data volume, management and usage. Companies are scrambling to adapt to this new and unpredictable data reality with legacy infrastructure that cannot handle the speed and volume of data. In his session at @ThingsExpo, Don DeLoach, CEO and president of Infobright, will discuss how companies need to rethink their data infrastructure to participate in the IoT, including: Data storage: Understanding the kinds of data: structured, unstructured, big/small? Analytics: What kinds and how responsiv...