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Cognitive Computing : Blog Post

Life after Bankruptcy

When a person is over burdened with debts then the there is no alternative left for him or her

Personal Bankruptcy on Ulitzer

While filing for bankruptcy one should be aware of the financial difficulties that he would be enduring in the long run. Once bankruptcy is filed it remains on the credit report for the next 10 years and that makes him well aware of the fact that he will loose the ability to receive any type of credit, a mortgage or a bank loan.

Sincere help from family friends and colleagues: After filing bankruptcy what is required the most, is full love and support from family, friends and colleagues. Only those friends who can help in times of need and are dependable should be invited with the full assurance of mental support as well.

Budget expenses accordingly: Be responsible enough to plan out the expenses accordingly. A budget should be created according to the requirement, and should be followed religiously. A lot of savings is to be done to meet the requirements in future.

Effect on the credit report:Bankruptcy remains on the credit report for nearly 10 years and thereby it becomes difficult to get any sort of credit from the banks, nor mortgage, neither a car loan. This also creates a mental stress for the debtor.

Need of a bankruptcy lawyer: As bankruptcy has a lot to do with state as well as federal laws, it is therefore expected that there should be a bankruptcy lawyer who would always be there to guide through and examine the financial situation that may apply to chapter 7 or 13 of bankruptcy. Keep track of all debts due and paid to your creditors. Make sure your credit report is updated for the record.

Life after bankruptcy is like a wound which would require some time to get healed up, so one should have the patience to bear the outcome and work accordingly taking into consideration all the ups and downs. In a way it polishes human nature makes them wise and takes them out from all sort of unhealthy practices.

More Stories By Rebecca Miller

Rebecca Miller is an eminent writer of bankruptcy issues. She had been writing on bankruptcy for quite some time. Her articles helped many people to get valuable insights regarding bankruptcy and also help them to file for bankruptcy.

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